With technology comes convenience, and the technology of the Internet grows each day allowing busy people and consumers to do more in less time. Some of the most often used Internet sites include; on-line banking, internet shopping, on-line bill paying, research at our fingertips, e-mail, instant messaging, photo image storing and creation and so much more. Not only can we communicate, pay bills complete many other day to day tasks, but we can also help our children with homework, do research, plan a vacation, make reservations (for restaurants to travel) and so many other things. But with this technology comes risks, especially as websites try to “personalize” the site to each individual, even to greeting you by name when you log in. As a result, more and more information is gathered, and to keep that information safe, more and more passwords created.